Owner Builders Insurances in Australia - The Owner Builder Club
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Owner Builder Insurance

When it comes to Owner Builder Insurance you once again need to do your homework as it can vary from state to state.

We learnt many, many things about Owner Builder Insurance during our Q&A with Mark Adams at Allrisk Insurance and the thing that struck us most is this.

If you asked a Registered Builder about insurance, they’d say it’s crazy to not have it. You have to remember that as an Owner Builder you are taking on the responsibilities of a builder and that includes the risks.

Make sure you understand the

1.  Public Liability / Material Cover
2. Workers Compensation Insurance
3. Volunteers Insurance

If you’re interested in a quote from Allrisk Insurance, it’s as simple as completing the super short form below.

And if you want to know the ins and outs of OB Insurance, you cannot go past reading this Q&A with Mark. It’s brilliant!! Click here.


Accept that you’re carrying out the duties of a Registered Builder. And like we said, no sane builder would build without Insurance and neither should you.


Understand whether your tradespeople should have their own insurances. Ask for their certificates and make sure they’re current! Again, check out our Q&A as Mark goes in-depth on this one (it’s important you learn about it).